Motor
and Sailing Craft based within United Kingdom Europe
and the Mediterranean
Yacht
and Motor Boat Insurance,. Small Craft, Motor
and Sail, Sailing
Dinghy, Inland
Waterway Craft & Narrow Boats
Third
Party Liability, Insurance
is against all risks of physical loss or damage to the Vessel.
Latent
defect in the Vessel, Negligence of any person, Malicious
acts, Theft, Salvage Charges incurred in preventing a loss,
Personal effects, Medical Expenses, Liabilities to Third Parties.
A
specialist service in the insurance of pleasure craft whether
they are sailing boats, motor boats, speedboats, small craft
or inland waterways craft; narrow boats and cruisers whether
they are are based on the Inland system of the United Kingdom,
the coastal waters of the United Kingdom or further afield.
Details
of the insurance for which a quotation is required can be
sent to us by email or click on quotation above. A quotation
will then be forwarded to you together with policy wordings
currently in use.
PREMIUMS
Due
to the very personal nature of this class of business, each
applicant is treated on her/his own merits and individual
quotations will be given over the telephone, faxed or emailed..
HELPFUL HINTS
Pleasure
Craft Insurance can involve a survey by an independent qualified
surveyor at the owners expense prior to attachment of any
insurance This usually involves boats of unusual history or
those built over 20-25 years ago.
Insurance
underwritten at Lloyd's of London
TELEPHONE: 01604 75 75 78 FAX: 01604 75
75 78
COVERAGE
for INLAND USE CAN INCLUDE
"All
Risks" of physical loss of or damage to the insured craft
from accidental external causes.
Third
Party Liability Insurance up to £2,000,000
12 months in commission,ashore or afloat, in use or laid up
including hauling and launching (including craning)
Dropping off and falling overboard of outboard motors.
Loss of or damage to machinery caused by frost warranted all
reasonable precautions taken) and including sudden accidental
incursion of water into the craft.
Strikes,
riots civil commotions and malicious damage
Theft
of craft, and gear or equipment following violent forcible
(a) entry into the vessel or place of storage (b) removal
of fixed gear or equipment from the exterior of the vessel.
Where
the craft has a maximum designed speed in excess of 17 knots,
there is no exclusion of or damage to underwater gear through
striking a submerged object.
Subject to their being a sum insured requested on the proposal
form - coverage for personal effects (subject to a limit of
£200 any one unspecified item)
Where the vessel is based in an approved marina, in the event
of a recoverable claim under the insurance occurring while
the vessel is on the pontoon berth or ashore in the marina
the policy excess will not be deducted from the payment nor
will any no claim bonus entitlement be affected at renewal.
The above is only a summary of cover given. Full policy wording
supplied on request.
One
or two of the following abbreviations could appear in information
that may be required so here's what they mean.
GLOSSARY
LOA
Length
Over All
BM
Beam(width)
CONST Type of construction
IB/OB Inboard
Engine or Outboard engine
HP
The Horse Power of the engine
MDS The
maximum designed speed of the craft
OBM
Outboard Motor
PE
Personal effects
SE
Special Equipment
TP
The limit of third party liability required
RRE
Racing Risk Extension
NCB
No Claims Bonus. Max up to 20% representing four years
W/S
Water
Skiers. Cover extended to cover water-skiers being towed.
